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Health Care Insurance

Tittle: HSA405
Choose Topic: Psychology
Select number of pages: 2
Question Description: Write a 2-3 page paper in which you:Suggest one (1) plan that you would use to purchase health insurance for your organization. Determine the extent to which employee lifestyle choices and health economics would factor in to your chosen plan. Provide a rationale for your response.
Analyze the implication of the Affordable Care Act on your decision to purchase insurance. Debate two (2) advantages and two (2) disadvantages of purchasing health insurance for your employees, as opposed to having your employees receive governmental insurance.
Use at least two (2) quality references. Note: Wikipedia and other Websites do not qualify as academic resources.
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Answer preview

            The ACA act of 2010 brought several changes aimed at ensuring most people have medical insurance cover. Notably, it brought amendments that restructured how organizations are supposed to obtain insurance for their workers. Employers may choose private insurance coverage plans for the workers based on several factors such as cost and employee lifestyle. Notably, health insurance exchanges have become common for businesses to negotiate and acquire favorable cover plans. Obtaining insurance coverage for the employees is more advantageous than federal or government plans as they are more flexible and offer more comprehensive coverage. Below is an evaluation of the pan I would select for my organization and an overview of the pros and cons of obtaining private cover for my employees or government insurance cover.


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